How BorroBridge Works
Simple. Fast. No credit check. Get the electronics you need today.
3 Simple Steps
From application to delivery in as little as 3–5 business days.
1
Choose Your Item
Browse 500+ electronics — phones, laptops, TVs, gaming consoles. Pick what you need.
- All major brands available
- New & refurbished options
- Use our calculator to see payments
2
Apply in 60 Seconds
Fill out our simple form. No hard credit check. Approval decision in under a minute.
- No credit check required
- Need: ID + income source + bank
- Bad credit? No problem!
3
Receive & Pay Weekly
Item shipped free to your door. Pay weekly — auto-deducted. Own it at the end!
- Free shipping to your door
- Auto weekly payments
- Pay early & save money
What is Lease-to-Own?
Lease-to-own (also called rent-to-own) lets you take home an item today and pay for it in small weekly installments. At the end of your lease term, you own it completely.
Unlike a loan or credit card, no credit check is required. You simply need proof of income and a bank account for automatic payments.
Traditional Credit
Hard credit pull, good score needed
BorroBridge Lease
No credit check, anyone qualifies
Example: iPhone 14 ($799)
Retail price$799.00
Lease term52 weeks (1 year)
Weekly payment$24.58/week
Early buyout (week 26)~$499
Total if full term$1,278
Try the Calculator
Common Questions
No! We do not perform a hard credit check. You only need a valid ID, proof of income (pay stub, benefits letter), and a bank account for automatic payments.
Your weekly payment is automatically deducted from your bank account every 7 days. You'll receive a reminder 2 days before each payment.
Yes. You can return the item at any time. You'll only owe payments for the time you had the item. No penalty for early return.
Absolutely! You can buy out the item at any point using our Early Purchase Option. The buyout price decreases the more you've already paid.
A $10 late fee applies after a 5-day grace period. After 2 missed payments, we may need to retrieve the item. We always try to work with customers first.